Doctors & Dentists


Doctors and dentists encounter many unique financial issues including high student debt, asset protection, and business ownership.  Because of these issues, the most critical time to begin planning for your financial future is prior to having accumulated a large amount of assets.

D3 Financial Counselors can help you achieve your goals regardless of your net worth. You have the flexibility to choose how you want to utilize our services, whether it is on an hourly, project, or asset management basis.  Doctors and dentists tell us that we help them organize, prioritize, and optimize their financial lives by understanding the important financial issues that they face throughout their careers.  We have been recognized by MD Preferred Services as a Preferred Financial Advisor, and have been named as a best financial advisor for doctors by Medical Economics.

Examples of Services Provided to Clients

Student Debt Payment Plan Options

Jim Resident had over $150,000 in student debt from medical school that he had to begin paying in 3 months.  He was presented with several payment plans.  Jim utilized D3 Financial Counselors’ hourly service to provide him with a recommendation for an initial payment plan (during residency), and long term payment recommendations (post residency) that would save him thousands of dollars of interest over the course of his loan.
Click Here to learn more about our Financial Planning Service

Financial Planning for Business Owners

Jane Physician has begun to profit from her successful practice.  She is looking into retirement savings plans that will allow her to defer over $50,000/year pre-tax, while limiting her out of pocket contributions to her employees.  She was also recently approached by a disability insurance salesperson that made a recommendation to offer a policy which looked expensive to her.  She utilized D3 Financial Counselors’ on a project basis to analyze retirement plan options, and choose a plan to meet her goals.  She also used us as second opinion to determine whether the proposed disability insurance plan was right for her.

Click Here to learn more about our Financial Planning Service

One-Stop Shop for Doctors and Dentists

Jane and John Dentist have met with D3 Financial Counselors in the past on an hourly basis.  After following recommendations made in past meetings, they have accumulated a significant amount of assets, which they do not have the time or expertise to manage.  Due to the ongoing complexities of running a business, they utilized D3 Financial Counselors’ Family Office Service, which served as a one-stop shop for all of their financial headaches.

Click Here to learn more about our Affordable Family Office Service

Outsourcing Day to Day Financial Headaches

Jerry and Jane wanted to retire in the south and not have to worry about analyzing every financial planning, investment, tax, or estate planning issue every time the laws changed. Also, they wanted someone to monitor and update their investments and financial plan as necessary. They hired D3 as their family office manager.

Click here to learn more about our Family Office Service

Retirement Cash Flow Projections

Kathy wanted to know if she could afford a vacation home, and retire comfortably.  We ran several retirement cash flow projections, and determined that she would have to maintain a part time job during retirement, earning a portion of her current wage to afford a vacation home.
Click Here to learn more about our Financial Planning Service

Related News & Articles

Paying Off Student Loans

Actively managing your debt is an important step, and your student debt may be one of the biggest financial obligations you have. There are many strategies that could help you manage student loans efficiently. Here is a checklist. Choose a federal loan repayment plan that fits your circumstances: The Standard Repayment Plan requires a fixed…Continue Reading

Adam Glassberg Quoted in Financial Planning Magazine Article

Adam Glassberg was quoted in Financial Planning Magazine on April 1st. The article, titled “High Income, Jumbo School Debt: Smart Options for Clients,” talks about medical and dental students who tend to have high incomes, but also large amounts of student loan debt. At D3 Financial Counselors, Adam specializes in financial planning for medical and dental professionals, helping them balance student…Continue Reading

Adam Presented to Graduating Medical Students at the University of Illinois at Chicago

On April 14th, 2015, Adam presented to graduating medical students at the University of Illinois at Chicago from 12-1pm. The topics covered in this presentation included: the basics of financial planning balancing debt repayments with wealth accumulation during residency and post-residency credit improvement strategies the basics of insurance how to fund a trusted advisorContinue Reading