Financial Planning

 

 

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Financial Planning Services

Broad Based Financial Plan (BBP)

The Broad Based Financial plan is designed for those who would like us to analyze every aspect of their personal finances. The plan typically requires 40 to 60 hours to prepare at a discounted price compared to our topic specific fees.

Goal Planning Service Financial Plan (GPS)

For clients who solely want to know if they are on track to meet their retirement goals, we offer our Goal Planning Service, or GPS. This service helps clients determine where they are and what steps they need to take (such as changing their saving, spending, retirement dates, and investment risk) to achieve their financial goals. We charge a flat one-time fee for this service.

Second Opinion Service ($O$)

Some clients may only need financial planning advice in a few areas. We encourage them to choose the topic area where they will find the most value. For those needing more than an hour of topic-specific financial advice for areas like retirement planning or investment reviews, we offer a project-based consulting service at an affordable rate. For projects over 5 hours, we discount our hourly rates. We will meet with you at times that are convenient for you and the hourly rate allows you to manage the cost. Our topic-specific analysis allows us to provide recommendations for improving your financial situation that can be implemented immediately.

An example is our Estate Settlement Planning (ESP) service. When people are grieving the loss of a loved one, they are often asked to make difficult financial decisions. We meet with clients to understand their goals and review documents. We then design a plan, develop the action steps and deploy the resources (if requested) to help our clients settle their loved one’s estate and move past this difficult time in their lives.

Financial Planning Services

Second Opinion Service ($O$)

Goal Planning Service (GPS)

Broad Based Financial Plan (BBP)

Ideal Application Clients who either have questions on a variety of topics they need answered or need a second opinion on a major financial decision. Clients who are not yet retired and would like to see if they are on the right track towards achieving their financial goals. Want an easy comparison of scenarios and the analysis. Clients who want to remove uncertainty and provide a road map for all aspects of their financial life. Do not desire professional portfolio management.
Timeline Timeline Timeline
CLICK TO VIEW EXAMPLE Example Example
Topic-Specific Financial Planning Hourly fee to use on any below topics
Budget Development & Analysis Included Included
Debt Repayment & Savings Prioritization Included Included
Net Worth Review Included Included
Retirement Planning and Multiple Scenario Analysis Included Included
Emotional Risk Tolerance Assessment Included Included
Asset Allocation Recommendation Included Included
Current Year Tax Reduction Strategies $500 Included
Long Term Tax Planning & Tax Efficient Portfolio Withdrawal Strategies $1,500 Included
Real Estate Analysis $500 Included
Social Security Claiming Strategies $500 Included
Pension Claiming/Lump Sum Analysis $500 Included
Education Planning Recommendations $250 Included
Insurance Analysis & Review $250 Included
Estate Plan Analysis and Review $500 Included
Tax Optimized Investment Recommendations $1,500 Included
Investment Recommendations Incorporating Retirement Plan with Limited Options $500 Included
Inclusion of Held Away Retirement Account (401k, 403b, Annuity, Deferred Compensation) $500 Included
Types of investments Blend of passive and actively managed investments Blend of passive and actively managed investments
Client Portal No Limited Limited
Meeting Frequency As Requested 2 meetings 3 meetings
Fee $250/Hour $2,500 One-Time Base Price Plus Any Add-on Topics $6,000 One-Time Fixed Price

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