Umbrella Liability Insurance

  When your local weather forecaster tells you that it’s going to rain, what do you do? That’s easy–you reach for your umbrella. So why not purchase an umbrella that can protect you in stormy financial weather? Umbrella liability insurance (ULI) can...

Health Savings Account Utilization Strategies

Health savings accounts (HSA) are a means for an individual with a qualifying high deductible health plan(1) to save for both current and future health expenses. Unlike any other savings vehicle, they are largely appealing for the triple tax benefit that they offer:...

A D3 Client’s Experience With an IRS Impostor Scam

Last week, one of our clients came close to being a victim of a sophisticated IRS impostor scam.  We wanted to summarize the experience so that our clients are aware and can better protect themselves. The client got a voicemail from someone saying there was a warrant...