by Michael Smith | Jul 18, 2018 | Articles
Health savings accounts (HSA) are a means for an individual with a qualifying high deductible health plan(1) to save for both current and future health expenses. Unlike any other savings vehicle, they are largely appealing for the triple tax benefit that they offer:...
by Michael Smith | Sep 22, 2016 | Articles
Over time, as your individual and family circumstances change, you may find that you own an annuity or cash value life insurance policy no longer suits your needs. If you have such holdings within your portfolio, there are attractive ways to repurpose such assets...
by Michael Smith | Apr 20, 2016 | Articles
Few things can derail a retirement plan like a liability lawsuit. Anyone that has accumulated sufficient assets should consider taking proactive steps to protect their assets against such potential litigious actions. It is prudent to implement risk management...
