Prospective clients are welcome to interview us, either in person, or via phone, to help decide which of our services best fits their needs. Please visit our Examples of Client Projects page on this website, to learn how our clients utilize our services. We can provide references to help you make your decision.
TOPIC-SPECIFIC FINANCIAL PLANNING ADVICE ON AN HOURLY BASIS
For clients that need topic-specific financial advice, like tax questions, investment reviews, retirement issues, or other short-term planning needs, we offer an hourly financial planning service at an hourly rate. Our recommendations are designed so that they can be implemented by the client. Our experience has shown that clients typically save or make more money than the cost of meeting. This service is ideal for clients who need a little financial advice, and it also allows clients to manage the cost.
BROAD-BASED FINANCIAL PLANNING & INVESTMENT MANAGEMENT
We combine active portfolio management with a full suite of financial planning services, starting with the creation of a broad-based financial plan. We analyze a client's estate and retirement planning needs, as well as the insurance needs on a yearly basis. We prepare your federal and state tax returns, looking for tax saving strategies to benefit our clients during the year. We then use the tax return data to update the client's financial plan, and review it with them annually. We provide detailed investment performance semi-annually, which promotes discussion to determine if the portfolio is appropriately structured to achieve a client's financial planning goals. We offer this service at a fixed percentage rate of assets managed, or on a retainer basis. This service is ideal for clients who what to outsource all their financial management tasks with an experienced, professional team. Call us to see if this Family Office service fits your needs.
Please click on link to see what we do for our Family Office clients throughout the year.
INVESTMENT MANAGEMENT SERVICES
We provide advanced portfolio management service for clients who prefer the value-added of active portfolio management to achieve their financial goals using our team of experienced portfolio managers. We utilize a range of thoroughly researched investment products (i.e. mutual funds, exchange-traded funds, low cost index funds, etc.) to implement a strategy consistent with a client's goals and risk tolerance. Portfolios are adjusted to anticipate market changes, and are monitored daily. Our fees for this service are billed quarterly at a fixed percentage rate of assets managed. If you have an idea of what your investment goals are, and want professionals to help you structure your portfolio and select investment products, this service may be your best fit.
BROAD-BASED FINANCIAL PLAN
A broad-based financial plan analyzes, in great detail, a client's needs and goals in the areas of insurance, taxes, investing, retirement, and estate planning. We model a client's assets and debts, their household's current cash flows, and their expected cash flows during retirement. We provide clients with specific recommendations, in writing, in all the areas mentioned above, and the plan can serve as a resource tool for years. Our fees are based on the estimated time to complete the plan. If you are looking for a broad-based analysis of your financial situation, this service may be best for you. We have sample plans available for your review.